Advertising, Communication, Digital and Creative Agency Package

Our specialist team has extensive experience in this sector and we have created policy wordings with clear and concise language which is consistent across all the policies. And, should the worst happen, clients can have peace of mind in the knowledge that they can call on our bespoke response and claims services.   

Professional Indemnity has long been a key requirement of the sector, and our cover also incorporates full Cyber Liability as standard.

Key components of the cover include:

Broad civil liability cover including:

• Negligence and broad breach of contract cover.
• Intellectual property infringement including breach of copyright and trademark. 
• Breach of confidentiality, right of privacy or publicity.
• Defamation including trade libel.
• Dishonesty of employees including for contractors that work exclusively for you.
• Information Security and Privacy Liability cover (cyber).

Basis of cover available:

• Any one claim with defence costs in addition.
• Up to £10,000,000 limit available.
• Worldwide jurisdiction.
• International capability in accordance with Lloyd's licences.

A range of industry specific extensions are available including:

• Replacement costs for purchasing promotional material from an alternative supplier
• Reimbursement cost for unused media space
• Mitigation costs, allowing payment of the insureds' fees without resorting to a dispute with their client
• Reasonable costs for an emergency correction of a mistake in marketing content
• Public relations and crisis management expenses costs of appealing a court decision.