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Media Liability

The media industry encompasses a wide range of businesses and has distinct insurance requirements. We drew upon our wealth of experience to design broad coverage to match the needs of the industry.

What we offer

From traditional publishers and broadcasters to social influencers and content creators, Beazley understands the risks associated with doing business in this industry.

Coverage highlights:

Media liability written on an occurrence basis:  

  • Broad defamation and IP infringement cover  
  • Cover for breach of scope of a license or non-disclosure agreement  
  • Breach of a hold harmless when supplying content  
  • Automatic cover for freelancers  
  • Mitigation costs (subject to a sub-limit)  
  • Subpoena expenses (subject to a sub-limit)  
  • Declaratory relief costs (subject to a sub-limit)  

Optional covers include:  

  • Contextual Errors & Omissions (occurrence)  
  • Professional Services Liability (claims made)  
  • Technology Errors & Omissions  (claims made)  

Optional extensions by endorsement, on request:  

  • InfoSec (claims made)  
  • Bodily injury carve back (harm caused by reliance on content) 

Why choose Beazley Media Liability

  • Specialist underwriting team with extensive media and entertainment experience  
  • Straightforward policy wordings with clear and concise language  
  • Integrated risk protection package  
  • Addresses the fast-changing world of digital media  
  • Award winning in-house claims expertise  
  • Flexibility in choice of counsel 

Who we can help

Beazley Media Liability offers seamless cover for a wide variety of risk categories, including:

  • Publishers in any form: books, magazines, newspapers, and digital/web   
  • Broadcasters in any form, including social media channels
  • “ICE” producers (information, commercial, and educational content)
  • VFX and post-production companies
  • Content creators and social influencers
  • High profile individuals with a social media profile, books and/or personal appearances
  • Advertising, communication, digital, and creative agencies
  • Animators and animation producers
  • Content produced by non-media organizations, including charities and non-profits
  • Authors and journalists

WHERE IS THIS OFFERED?

From London we can offer cover in any territory subject to local regulations and Lloyd’s licenses. 
We also offer local policies in the USA and Canada.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in thea world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

Journalism – Copyright infringement claim

Our Insured, a publication company, received a demand letter alleging a copyright infringement claim from a large newspaper outlet. The letter contains allegations that the Insured used an image that was copyrighted by the outlet and demanded compensation and a license fee. The policy would have provided defense cover for the Insured, but our Insured was able to resolve the matter for a minimal amount within their retention.

Your Beazley Team

Sandy Tigard

Sandy Tigard

Underwriter - US Media Liability

+1 (215) 446 8437

Email Sandy

Tiffany Jones

Tiffany Jones

Underwriter - US Media Liability

North Carolina, USA

+1 (213) 228 7737

Email Tiffany

Michele Gottfried

Michele Gottfried

Claims Manager

West Hartford, CT, USA

+1 (860) 674 3917

Email Michele

Jim Miller

Jim Miller

Partner Engagement Manager - Mid Atlantic

Philadelphia, PA, USA

+1 (215) 446 8463

Email Jim