Miscellaneous Medical Liability

MiscMed Protection against medical professional liability exposures arising out of a wide range of healthcare related businesses, including hard to place risks.

What we offer

Protection against medical professional liability exposures arising out of a wide range of healthcare related businesses, including hard to place risks. If you have an unusual healthcare risk, we can likely find a solution. 

Our Misc Med policy provides broad coverage that includes: 

How can we help

We have been underwriting our Miscellaneous Medical Liability product for over fifteen years and our stability in the market is a reassurance that our team understands the nuances associated with this unique class of business. In addition to providing coverages that are standard in the marketplace for miscellaneous medical professional liability, our policies offer some distinct benefits: 

Choice of ‘primary,’ ‘duty to defend’ and ‘pay on behalf of’ coverage for smaller risks that do not have access to the necessary claims handling expertise 
Claims cooperation/indemnification products available for larger risks with either in-house or appointed third party claims handling expertise, and the ability to fund significant self-insured retentions 
Both insurance and captive reinsurance solutions; these can be primary and/or excess follow form (subject to the underlying terms, conditions and carrier).

Who we can help

Insurable risks include:

Tissue and organ procurement banking
Clinical and reference labs,
including forensic testing 
Healthcare staffing, home health,
and hospice
Diagnostic imaging services
Allied healthcare schools
Medi-spas 
Rehabilitation: alcohol and detox
Ambulance: ground and air 
Urgent care, community and retail clinics
Physical, occupational and speech therapy
Retail and compounding pharmacies
Foster, adoption and social services.

WHERE IS THIS OFFERED?

Asia Pacific

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

An insured received a claim involving allegations of sexual assault during services it provided to a customer. The claimant alleged negligent hiring and retention against the insured.  The matter was resolved pre-lawsuit for a fraction of demand and avoided defense costs and litigation.