Media Liability

The media and entertainment industry encompasses a wide range of businesses and has distinct insurance requirements. We drew upon our wealth of experience to design broad coverage to match the needs of the industry.

What we offer

From traditional publishers and broadcasters to social influencers and content creators, Beazley understands the risks associated with doing business in this industry.

Coverage highlights:

Why choose Beazley?

Specialist underwriting team with extensive experience with hard-to-place risks
Straightforward policy wordings with clear and concise language
Specialist legally qualified in-house claims expertise
Flexibility in choice of counsel

Who we can help

Our team primarily focuses on large or difficult to place risks in any territory for which Lloyd’s is licensed, including:

Political content
Religious content
Socially sensitive or controversial content
Adult content
Media Liability to satisfy brand licensing and sponsorship contracts
Content giving rise to an injury exposure, for example health and well-being sites
Investigative content including high risk documentaries
Celebrity gossip
High risk and/or large budget TV & Film E&O
Media risks requiring excess layer capacity

WHERE IS THIS OFFERED?

From London we can offer cover in any territory subject to local regulations and Lloyd’s licenses.

We also offer local policies in the USA and Canada.

For all media liability enquiries please email media.enquiries@beazley.com

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in thea world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Claims Examples

Publishers – Breach of privacy claim

Publishers – Breach of privacy claim We handled a breach of privacy claim against a publisher insured who published and distributed a story regarding an eminent TV personality.  The claim against the insured related to the claimant’s right to privacy versus the insured’s right to publish news in the public interest.

The matter was further complicated by the insured further distributing the story to other online news outlets. Issues around contractual warranties regarding losses flowing from the original article being published became paramount.  We stepped in to protect the insured from any claims arising out of its publication.

Journalism – Defamation claim

Our insured, a journalist, exposed a charity’s unethical financial practices. In response, the charity sued our insured for damages. Fortunately, the insured had sought legal advice prior to publishing their article which concluded their exposé could not be deemed as defamatory. The insured’s Beazley policy stepped in to support the insured’s defence and the matter was ultimately dropped.