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Disclaimers

Disclaimers

USA

Product

The product descriptions contained on this site are for preliminary informational purposes only. Depending on the product, products may be available on a surplus lines or admitted basis. Surplus lines products are available through licensed surplus line insurance brokers underwritten by either Beazley Excess and Surplus Insurance, Inc. or Beazley-managed syndicates at Lloyd’s. Admitted products are available in some but not all US jurisdictions, through licensed insurance brokers underwritten by either Beazley Insurance Company, Inc. or Beazley America Insurance Company, Inc. The exact coverage afforded by the products described on this site is subject to and governed by the terms and conditions of each policy issued. The publication and delivery of the information contained on this site is not intended as a solicitation for the purchase of insurance on any US risk. Beazley USA Services, Inc. is licensed and regulated by insurance regulatory authorities in the respective states of the US and transacts business in the State of California as Beazley Insurance Services (License#: 0G55497). Non-insurance products and services are provided by non-insurance company Beazley affiliates or independent third parties. Additional terms and conditions may apply. Beazley does not render legal services or advice.

Certain information contained on this site, including information concerning insurance products and services, is intended for insurance brokers only. For questions concerning insurance products and services, please contact your licensed insurance broker.

Risk Management

Any risk management information appearing on this site is intended as general risk management information. It is made available with the understanding that Beazley does not render legal services or advice. It should not be construed or relied upon as legal advice and is not intended as a substitute for consultation with counsel. Beazley has not examined and/or had access to any particular circumstances, needs, contracts and/or operations of any party having access to this site. There may be specific issues under applicable law, or related to the particular circumstances of your contracts or operations, for which you may wish the assistance of counsel. Although reasonable care has been taken in preparing the information appearing on this site, Beazley accepts no responsibility for any errors it may contain or for any losses allegedly attributable to this information.

Beazley Security

Beazley Security is a wholly owned subsidiary of Beazley plc, providing cyber security services to help client organizations prepare for, defend against, or overcome the effects of a cyber-attack. Beazley Security does not provide insurance products or services, nor does it render legal services or legal advice. Information you provide to Beazley Security is confidential and is not used to inform the underwriting or claims decisions of any Beazley insurance affiliate. Separate terms and conditions may apply.

London Market

The descriptions contained in this communication are for preliminary informational purposes only. Coverages can be underwritten by Beazley syndicates at Lloyd’s or Beazley Insurance dac or Lloyd’s Insurance Company (“Lloyd’s Brussels”) and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this communication are subject to and governed by the terms and conditions of each policy issued.

Asia Pacific

The descriptions contained in this communication are for preliminary informational purposes only. Coverages are underwritten by Beazley syndicates at Lloyd's and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this brochure is subject to and governed by the terms and conditions of each policy issued.

Canada English

The descriptions contained in this communication are for preliminary informational purposes and does not constitute an insurance policy. The coverages described are underwritten by underwriters at Lloyd’s of London issued through Beazley Canada Limited and may be unavailable or vary depending on applicable jurisdictional requirements. The exact coverage afforded by the product(s) described in this communication are subject to and governed by the terms and conditions of each policy as issued. The publication and dissemination of the information contained herein is not intended as a solicitation, negotiation, offer or advice relative to the purchase of insurance on any Canadian risk, and more particularly is not a solicitation, negotiation, offer or advice for the sale of insurance in Manitoba, Nunavut, the Yukon or Northwest Territories.

France

Les descriptions contenues dans cette communication ne sont données qu'à titre d'information préliminaire. La couverture est fournie par Beazley Solutions International Limited au nom de Lloyd's Insurance Company S.A. (une filiale de Lloyd's autorisée par la Banque Nationale de Belgique) ou Beazley Insurance dac. Ces couvertures seront disponibles pays par pays et varieront en fonction des exigences locales applicables. La couverture exacte fournie pour les produits décrits dans cette communication est soumise et régie par les termes et conditions de chaque police émise.

Germany

Versicherungen werden von Beazley Insurance dac oder von Beazleys Lloyd’s Syndikaten gezeichnet und können sich aufgrund von landesspezifischen rechtlichen Anforderungen unterscheiden oder in manchen Ländern nicht verfügbar sein. Der genaue Versicherungsschutz der in dieser Broschüre beschriebenen Produkte unterliegt den Versicherungsbedingungen der ausgestellten Policen.

Latin America

Las descripciones que contiene esta comunicación son solo para fines de información preliminar a los corredores de seguros. El producto está disponible como «línea surplus» mediante corredores de seguros con licencia y con el aval de los sindicatos de Beazley en Lloyd’s. Las coberturas exactas proporcionadas por el producto descrito en esta comunicación están sujetas a y regidas por los términos y condiciones de cada póliza emitida. La publicación y entrega de la información que contiene este comunicación no supone una solicitud para la compra de un seguro para cualquier riesgo en los Estados Unidos. Beazley USA Services, Inc. tiene licencia y está regulada por las autoridades reguladoras de seguros en los respectivos estados de los Estados Unidos. Su actividad comercial en el Estado de California se realiza con la denominación Beazley Insurance Services (Número de licencia: 0G55497).

Spain

Las descripciones contenidas en esta comunicación son sólo para información preliminar. La cobertura es proporcionada por Beazley Solutions International Limited en nombre de Lloyd's Insurance Company S.A. (una filial de Lloyd's autorizada por el Banco Nacional de Bélgica) o Beazley Insurance dac. Estas coberturas estarán disponibles en cada país y variarán en función de los requisitos locales aplicables. La cobertura exacta proporcionada con respecto a los productos descritos en esta comunicación está sujeta y se rige por los términos y condiciones de cada póliza emitida.

United Kingdom

The descriptions contained in this communication are for preliminary informational purposes only. Coverages are underwritten by Beazley syndicates at Lloyd’s and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this communication is subject to and governed by the terms and conditions of each policy issued. Beazley Solutions Limited is a service company that is part of the Beazley group of companies. Beazley Solutions Limited has authority to enter into contracts of insurance on behalf of the Lloyd’s underwriting members of Lloyd’s syndicates 623 and 2623 which are managed by Beazley Furlonge Limited. Beazley Solutions Limited is an appointed representative of Beazley Furlonge Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority in the UK (ref 204896) in its capacity as insurer.

Switzerland

The descriptions contained in this communication are for preliminary informational purposes only. Coverages are underwritten by Beazley Solutions International Limited on behalf of Beazley syndicates at Lloyd’s or Lloyd’s Insurance Company S.A. (“LLoyd’s Brussels” - a subsidiary of Lloyd’s and authorised by the National Bank of Belgium) or Beazley Insurance dac and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this communication is subject to and governed by the terms and conditions of each policy issued.

Canada French

Les descriptions contenues dans cette brochure sont fournies exclusivement à titre d’information préliminaire uniquement en Alberta, en Colombie-Britannique, en Ontario, à l’Île-du-Prince-Édouard, au Nouveau-Brunswick, en Nouvelle-Écosse, à Terre-Neuve et au Labrador et ne constituent en aucun cas une police d’assurance. Les assurances décrites sont souscrites par les assureurs du Lloyd’s of London, sont émises par l’intermédiaire de Beazley Canada Limited et peuvent être indisponibles ou varier en fonction des dispositions juridiques applicables. La couverture exacte offerte par le(s) produit(s) présenté(s) dans cette brochure est assujettie aux conditions générales de chaque police d’assurance émise. La publication et la diffusion des éléments contenus dans le présent document ne sauraient constituer une sollicitation, une négociation, une offre ou un conseil relatifs à l’achat d’assurance à l’égard de tout risque au Canada, et notamment une sollicitation, une négociation, une offre ou un conseil relatifs à la vente d’assurance dans le Manitoba, le Nunavut, le Yukon ou les Territoires du Nord-Ouest.