Virtual Care

A wide range of Insureds can benefit from the Beazley Virtual Care product. These include those involved in healthcare, lifestyle, wellness and technology, both large and small businesses, including the following sectors:

• Telemedicine: provision of medical-health care, pharmacy and remote monitoring services by healthcare professionals using information communication technology.
• mHealth: use of mobile technology (including apps) and wearable devices by a patient to assist with health/condition management, self-care and symptom checking.
• Lifestyle and wellness: the use of mobile technology (including apps) and wearable devices to assist users with lifestyle choices and wellness management.
• Platforms, analytics and software: IT tools, analytics, software, platforms and portals for use by medical professionals, coaches, lifestyle advisors and any activity involved in health management.

Limits

10M€ limit

Virtual Care has four fundamental pillars to meet the needs of policyholders operating in this sector:

• Medical Malpractice (Medical Liability)
• Professional Liability for technological and content development (not excluding personal injury)
• General Liability and Product Liability
• Cyber (complete both Civil Liability and own damage)

There are also additional coverages such as:

• Mitigation costs, costs of investigation by health authorities
• Extension of bonds
• Extension of investigation costs
• Extension of investigation costs
• Extension of employee/patient assets
• Extension of moral damages
• Claims for loss of documents, reputational reputation costs
• Environmental liability costs