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Professional Indemnity Package for Small Businesses

Professional Indemnity Package for Small Businesses

Tailored Professional Indemnity package product for tech companies and other small businesses.

What we offer

Professional Indemnity insurance, and the ability to build a package around this cover choosing from a range of protections including our pioneering Cyber Beazley Breach Response; Employment and Public Liability; Office Combined Package; Directors & Officers Liability and more.

Broad civil liability cover including:

Negligence and broad breach of contract cover
Intellectual property infringement including breach of copyright and trademark
Breach of confidentiality, right of privacy or publicity
Defamation including trade libel
Dishonesty of employees including for contractors that work exclusively for you.

Basis of cover available:

Any one claim with defence costs in addition
Up to £10,000,000 limit available
Worldwide jurisdiction
International capability in accordance with Lloyd's licences.

Our policyholders also have access to valuable services to help their business to continue running smoothly, including website recovery, executive replacement and cyber breach response. There is no need to worry about gaps between different elements of cover as we have tailored our wordings to ensure these products fit together.

The following package covers can be seamlessly combined with our Professional Indemnity policy:

Cyber Beazley Breach Response cover
Employers Liability
Personal Accident
Legal expenses
Public and Products Liability
Directors & Officers Liability
UK Terrorism (excluding Northern Ireland, The Channel Islands and the Isle of Man).

Keeping focussed on core activities is vital to the success of any small business. Distractions can have a severe impact financially and on lost opportunities. That is why, to keep them trading smoothly, our Professional Indemnity customers have access to website recovery and executive replacement included as standard.

Website recovery

In the event of their computer systems and websites being impacted due to a third party denial of service attack our Professional Indemnity customers have access to the DOS Technical Support Service, provided by DOSarrest Internet Security Ltd.

Executive replacement

Should an accident occur that prevents a senior manager from acting in this essential capacity, we will provide access to a service that will provide a £50K limit to fund the temporary appointment of a replacement as a standard part of our package offering.

Special services for our Cyber Beazley Breach Response clients

Beazley is unique among insurers in having a dedicated business unit, BBR Services, that focuses exclusively on helping clients manage data breaches successfully. Our team assists with the coordination of the expert forensic, legal, notification and credit monitoring services that clients need to satisfy all legal requirements and maintain customer confidence.

How can we help

Our Professional Indemnity combined package insurance is available on our myBeazley platform, which provides brokers with the ability to quote, buy and service a range of specialist insurance products for their clients at the touch of a button.

For assistance contact actionsmyb.row@beazley.com or call 0207 674 7063 and choose option 6.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in thea world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.