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Professional Liability International Contractors

Professional Liability for International Contractors

Liability protection for US domiciled practitioners with complex and non-standard risks in the construction sector.

What we offer

Third party liability coverage arising from liabilities incurred as a result of professional activities and duties undertaken by either a member of the contractor's own design team or by an entity appointed by the contractor.
First party cover for the costs of rectifying defects in the construction works arising prior to completion of the project and from professional activities and duties undertaken by the Insured or any entity appointed by the insured.
Standard coverage extensions
Asbestos cover to GBP250k
Criminal Defence Costs coverage to GBP250k
Employee dishonesty coverage to GBP 250k
Reputation costs coverage to GBP100k
Loss of documents coverage to GBP250k.

How can we help

With over 30 years of experience in the architects, engineers and construction sector, the Lloyd’s and London Market team are well armed with reputation for exceptional service, an extensive database of information to track claims trends and a high level of empowerment. Whether your insured is a sole practitioner or one of the ENR 500, our underwriting and claims teams are on hand and able to approach each risk with a high degree of flexibility in order to give clients the best bespoke solutions.

Who we can help

We seek develop long term relationships with large and sophisticated contractors assuming professional liabilities – whether through an in house design function or by other entities working for the contractor.
Annually renewable claims made policies covering all of a contractors’ operations
We seek to write larger firms turning over in excess of GBP200m annually.
All types of construction considered – general building, civil engineering, industrial, oil & gas, marine. Both as main contractor or specialist sub-contractor.
We have an appetite to write firms domiciled anywhere in the world although our ContractorPro product is for North American contractors.
Primary & Excess layer participation.

WHERE IS THIS OFFERED?

Worldwide cover available. (US domiciled firms)

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in the world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

General Contractor

Our insured, a general contractor, was retained to construct a school using a design/build delivery system. They entered in to an agreement with a design professional to provide the design for the project. The agreement contained indemnification and hold harmless clauses, releasing them from the design professional. During construction, it was discovered that the design contained an error which resulted in the school being elevated several inches above