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ContractorPro – CPPI

Comprehensive professional liability for construction contractors.

What we offer

  • Third party liability coverage:
  • Arising from liabilities incurred as a result of professional activities undertaken by either a member of the contractor's own design team or by a sub-contractor appointed by the contractor.
  • For pollution conditions caused by the contractor or by a sub-contractor appointed by the contractor. This extends to transportation pollution liability and non-owned disposal site pollution liability.
  • Arising from technology or advertising acts.
  • First party indemnity coverage for costs incurred prior to handover of a project in rectifying defects arising out of professional services by the contractor or it's sub-contractor.
  • Emergency clean-up costs.
  • Protective coverage for the contractor in the event that a liability caused by a negligent act, error or emission on the part of the contractor's sub-contractor is not covered by, or is greater in value than, the limit of the sub-contractors' own professional liability insurance.
  • Protective coverage for contractors in the event that a liability arising from a pollution event caused by a sub-contractor is not covered by, or is greater than, the limit of the sub-contractor's own pollution liability insurance.
  • Supplementary payments coverage with USD25,000 aggregate limit for:
  • Defendants reimbursement
  • Disciplinary/regulatory/administrative actions reimbursement
  • Reputation management reimbursement
  • Bankruptcy of a design professional or contractor
  • Subpoena expenses.
  • Non admitted coverage benefitting from the Lloyd's chain of security
 
Coverage enhancements  

How can we help

Construction contractors have distinct professional liability requirements. That is why Beazley has utilised over three decades of experience in insuring some of the world’s very largest and most complex construction risks to tailor ‘ContractorPro’ to meet their needs.

The Beazley Difference

BEING BOLD

Freedom lies in being bold. We dare to be different and seek bold possibilities to create more innovative, fair and satisfying outcomes for our clients, brokers and employees. From insuring the highest building in thea world, to the first commercial lunar vehicle to operate on the moon - we boldly go where others won’t.

STRIVING FOR BETTER

Good is a start, but we go all-out for better. A driven community of individuals relentlessly push the needle and creating value. From launching the market’s first dedicated ESG syndicate to the establishment of our business unit focusing on designing digital insurance solutions, we pride ourselves on always going above and beyond. Simply put, at Beazley we go to 11.

DOING THE RIGHT THING

Acting with integrity in a straightforward, decent way is instinctive. Open and honest with others, we show respect and empathy however challenging the situation – demonstrated by our multi-award winning claims team. Doing the right thing makes for a fair-minded, rewarding environment and makes work and life better for all.

Examples or Scenarios

General Contractor  

Our insured, a general contractor, was retained to construct a school using a design/build delivery system. They entered in to an agreement with a design professional to provide the design for the project. The agreement contained indemnification and hold harmless clauses, releasing them from the design professional. During construction, it was...